“A Common Sense Approach
to Compliance”

Who Is ComplianSense?

My name is Walter R Costenbader and I started ComplianSense Consulting, LLC in 2005.  I have over 30 years of B/D and RIA compliance, financial and operations experience.  My experience can be summarized as follows:

Started a B/D and RIA for CIGNA (NYSE: CI) – CIGNA Financial Services.  Served as the Chief Compliance Officer, Chief Operating Officer, and Financial/Operations Principal.  Developed and managed a call center  and on-line trading operation.

Started a B/D and RIA for Webster Financial Services, a wholly-owned subsidiary of Webster Financial Services (NYSE: WBS).  Served as the Chief Compliance Officer, Financial/Operations Principal, and AML Officer  Responsible for compliance activities of over 500 registered representatives and 125 branch offices.

Director of Operations for Buell Securites Corp.  Transformed the firm from a self-clearing retail broker/dealer to a fully-disclosed introducing broker.

Provide consulting services for large and small B/D and RIA Firms:  AXA-Equitable, LIMRA, Gradient Securities.  For a complete list, please see “References”.

Licenses: Series 7, 27, 63, 65, 51

Designations:  Certified Financial Planner

Currently an active FINRA arbitrator.